How these terms work in India
These terms apply to accounts created from India and to any request we handle from the account area, unless local law says a different rule must apply. If your state, network or payment route does not allow a service step, that step stays closed until the
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legal position is clear. UPI, Paytm, PhonePe and Google Pay entries may appear in your wallet history, and we use those records for settlement, fraud screening and audit trails. We also keep a log of access, edits and withdrawals so we can answer disputes with a
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dated trail. If a clause here changes, we place the latest text on this page and use the version that is current when you act or open a later session.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.